County Advantage is supplemental to GRIP. It indemnifies the producer for the difference between what individual insurance coverage (i.e., CRC or RA) would have paid and what the producer's GRIP (or GRIPHR) policy pays. This policy protects producers that buy GRIP and experience an individual loss, but the county does not.

Ultimately, the producer will receive the greater of what GRIP, or an individual (CRC/RA/RA-HP) policy, would have paid (but not both).

If the producer’s GRIP policy pays out more than what the individual policy would have paid, the producer is entitled to the total amount of the GRIP payment minus any payments received on the individual policy. Allowing the producer to always receive the higher of the two payments.

For the pilot year, County Advantage can be purchased as an individual revenue policy, which is designed to function similar to a RA/RA-HP/CRC policy. County Advantage is available with a Harvest Revenue option and Late Planting.  An Optional Replanting Election is available but Prevented Planting coverage is not.

This product is only available for Enterprise Units in selected counties in IL, IA, IN, MI, MN, and OH for corn and soybeans. In order to qualify for county advantage the producer must have at least 250 planted acres and have at least six distinct years of APH information, with a maximum of 10, on at least one unit/database within the enterprise unit (a cheaper rate could be available if more than six years of APH data are submitted). Advantage policies cannot transfer data from year to year. All information must be recreated for the next crop year.